Having fun generating cross stitch patterns for sale on Amazon. Lots of competition so not expecting many sales but still interesting to do. Amazon lets you upload to KDP for free but revenue is dependent on sales which without paying for advertising can be small, however every little counts as they say...
Images below are linked to Amazon UK below but of course the same books are available worldwide.
Butterfly collection
Interesting read on the BBC news website today about "Vampire devices". No I had not heard the term either! These are electrical devices that are left on standby. In the article here it claims that most households waste £147 of electricity through items being left on standby every year, across the country that is nearly £2.2 bn.
To quote the article:
"It may be convenient to leave the television on standby and wake it up with a press of a button on a remote - but it costs £24.61 per year, the research suggests, plus a further £23.10 for a set-top box, such as from Sky or Virgin Media.
And there's more:
Now I cannot get to most of the plugs on things like consoles etc as they are hidden behind shelves etc so up to now I have largely ignored this with the attitude that it can't be that much fuel we are wasting anyway - however these figures really make you think and as it points out you can buy plugs that will allow you to turn off the device.
A quick check on Amazon shows that a 3 pack with mechanical timers come in at about £14.99 so about a fiver each - these are definitely the easiest (and would stop my teenage sons being on the console at midnight!) but they are bulky - here is an example (please note not endorsing this particular model in any way!). If you have already invested in something like Google Home or Alexa you can get plugs that you can control from your phone for a little less than double that. I am now thinking that it is worthwhile sneaking a few of the mechanical ones into my budget; starting with the TV's and consoles followed by the microwave - even if they are turned off just at night time then they should recoup the cost over the course of a year and put more money into my pocket from then on in.
Any other belt tighteners that have a small initial investment?
Do you ever have a moment when you realise that you are just kidding yourself? Mine came today as I handed over £150 (ish) at the supermarket for a weeks shopping for four adults. I mean over £37 per person for (mostly) food. What has happened to my finances and how can we beat this when there is more month than money. I am extremely lucky - I am in the situation where I am not in danger of losing my home thanks to energy bills , I do not have to go to bed hungry or send my kids to bed hungry and I have no debt. Part of this is hard work over the last 40 years - part of this is just plain luck. If you are in the middle ground where you are not going without food then the following thoughts may help. If you are in the situation where it is about to lead to starvation or homelessness please seek professional help (citizens advice is a good first port of call) and good luck to you.
Now for the majority...
First it is easy to sleepwalk into this kind of situation when you need your days to be 34 hours long, it happens, and if it happens to you then just think thank goodness I noticed now and do something about it. The fact you noticed is a win, take it.
Second, do yourself a favour and do a financial audit -list all your weekly, monthly, quarterly, annual or any other regular bills; are there any for subscriptions or memberships that you can cancel, even if you can't cancel immediately (for example you signed up for a minimum membership term) write it on the calendar or put it in your phone to cancel ASAP. In my case there are a couple of subscriptions that I signed up to when I needed to homeschool my youngest son (post pandemic) hopefully the arrangement we have now will hold so these can be cancelled; if I need to later then I can always re-join.
Your financial audit should also point you at any debt like credit cards, store cards, overdrafts etc. It goes without saying that as soon as inflation goes up the amount you pay in interest goes up too. I am lucky personally that early on I prioritised paying off my debt and I have not had extreme enough emergencies to push me back there again. Every penny that you pay off now over the minimum amount will save you more pennies later on. Go to a site such as Moneysavingexpert and look at the advice from experts on how to consolidate/reduce/payoff etc your debt. It doesn't have to be in one go - it has taken a long time to build up why would it be wiped out in one go? - but even if it is just overpaying the most expensive debt first take control and move the mountain out of your way once stone at a time. Every penny that you overpay is a win, so is every time you resist adding to the mountain because you feel like hell. Never underestimate the effect of mental happiness on spending - when we feel like cr*p we treat ourselves, be honest with yourself and if this is you then remind yourself that you will feel better for longer (not just a quick rush) when you clear the mountain you have buried yourself under and if you can treat the cause not the symptom and find out why you are unhappy.
Now that you have looked at the things that feel like they are beyond your control lets look at the food/household spending. This is less of a big weekly saving and more of a steady drip drip but it does add up. Have you fallen into the habit of buying set brand leaders for some of your shopping. Have you stopped shopping around and only go to the nearest "average" supermarket to save time and hassle (that's me folks!). Have you had to return to the workplace and are relying on lunch deals or canteen food because you are not organised enough to bring in a pack lunch (guilty again). Are you stuck in a rut on the meals that you cook when you could substitute a few cheaper meals during the week (yes again). I freely admit that I have (and repeatedly do) sleepwalk into all of these - it is my default of the least hassle way of life so when things get complicated (and there is plenty to get complicated with three autistic offspring) then this is what happens. But you know what - everyone has their own personal point where this is true depending on personal circumstances, human beings are genetically programmed to save energy (mental and physical) the trick is when it does happen don't beat yourself up about it at the time and make up for it later. It's not a wagon that you can't get back onto.
So having identified food spending as my major slipup I am off to inventory my cupboards and freezer, make a meal plan for the first time in a very long time...Restart my price book for long shelf life items. Sign up to a personal commitment of just once a week trying a new recipe and digging out the tupperware for packed lunches. Wish me luck - I wish the same for you
Trying to find recipes that are a one size fits all is difficult as so much depends on personal circumstances. You Tube especially is rife with videos claiming to do a full week for x pounds and then you discover it is only 5 meals for 2 adults with no drinks/snacks/lunches/breakfasts etc (nope not going to say who...) or the videos are so old that the inflation rises have not been factored in. Or there are those people who have a large family so can bring the price down per head by buying the large economy packs which are less per 100 g than the standard sizes. Not everyone has access to the same supermarkets so pricing can be widely variable across the UK and across the globe - that being said here are some lovely ladies who recently put out their own collab videos to try and give people ideas and I have found their claims to be far more realistic than most. Hope you find some ideas to spark your own recipes. Enjoy!
Happy New Year
All the Christmas leftovers have finally been used up and with return to school came the first biggish shopping trip of the new year. Not good. I bought less than normal to judge by the size of the pile in the trolley and even though we are now one adult person down (R is in Chichester at Uni) it was still over what I would have spent for 5 of us previously. The BBC had a claim (backed by ONS) that the average family is now spending £15 a week more on food than previously and that is not hard to believe. That is before National Insurance goes up, travel costs go up and fuel bills double - all to look forward to later in the year.
So out of curiosity I had a look at a few items which where on my £15 a week experiment
This was February 2021 so not quite a year ago and the cost was £14.96 how much would it cost item for item now?
500g margarine - was £1 now £1 but only because there is now an own brand one - otherwise same brand was £2!
500g mixed veg was 85p - now 1 kg is 89p ((500g bags only available in branded lines and over a quid)
Passata - last year 2@35p - now 49p ouch - even the tinned tomatoes (which were in short supply) were 45p a tin.
1 kg onions - was 65p now 99p
500 g red lentils - was £1.15, now £1.20
loaf of bread was 49p now 59p
2 pints milk was 80p now 89p
500g pasta was 45p now 55p
head of garlic was 39p now 39p
6 eggs was 75p now £1.09
1 kg sugar was 65p now 69p
baked beans last time 2@30p this time 2@30p
500g plain flour was 45p now 49p
1 kg frozen cauli and broccoli was 99p now 99p
350 g cheddar was £1.89 now £2
100g curry powder was 65p now 69p
mixed herbs was 95p now 95p
sausages was £1 now £1
tea bags was 55p now 55p
Total now £16.53 an increase of 10.4% - that really says it all doesn't it!
With my wage not having gone up since 2019 (and having the additional cost of homeschooling my autistic teenager (just don't ask!)) now is the time to revisit those savings goals and look to making tweaks on our spending and I suspect it is the same for many on the lower end of the economic scale. At least I have a job and can afford to save a few pennies here and there unlike many.
Not to be all doom and gloom here are a few UK style sites that give cheap recipe ideas.
Money saving expert forums OLD STYLE - however a lot of their links are to old posts so don't trust the costings work it out for yourself, there are also other forums for getting yourself out of debt etc.
https://cheapfamilyrecipes.co.uk
https://thriftylesley.com/
As the restrictions continue to be lifted many employers are starting with a back to work policy and we can no longer work in our PJ's.
However, many of us have gained a pound or two and the thought of being in a shop is still scary for those of us who where shielding and are still vulnerable.
So here is a round up of some FREE sewing patterns for those crafty people amongst us.
1) crop shell top pattern- good for summer and for layering now the weather is getting cooler and best of all it does not use much fabric. https://amynicolestudio.com/krissa-crop-free-pattern/
2) short sleeve top - https://www.fibremood.com/en/patterns/447-frances-shirt
3) long or short kimono style jacket - https://www.fibremood.com/en/patterns/498-julia-jacket-long
4) long sleeve - assymetric top - https://georgeandgingerpatterns.com/products/the-40k-sway-top-pdf-sewing-pattern
5) 3/4 length sleeve top - https://www.seamwork.com/catalog/york
6) wrap dress - https://www.fibremood.com/en/patterns/609-charlotte-dress-short
7) sleeveless tank top - https://www.fabric.com/creativity-headquarters-free-pattern-downloads-flutter-by-tank-top-pattern-download.aspx
8) Peasant top http://www.pages01.net/fabriccom/HPDLGypsopheliaPeasantTop
10) Gored skirt with ruffles - https://www.fabric.com/creativity-headquarters-free-pattern-downloads-voodoo-chile-gored-skirt-pattern.aspx?cm_re=Free+Pattern+Downloads-_-SLOT+33-_-Free+Pattern+Downloads
12) top with short puffed sleeves - https://peppermintmag.com/sewing-school/paddington-top/
13) pinafore https://peppermintmag.com/sewing-school/milton-pinafore/
15) wrap skirt -https://peppermintmag.com/sewing-school/wrapskirt/
16) half sleeve dress -https://fabrics-store.com/sewing-patterns/cora-half-sleeve-linen-dress
17) long cardigan - https://www.moodfabrics.com/blog/the-willow-cardigan-free-sewing-pattern/
18) long sleeve t with a drape neckline https://freesewing.org/designs/diana/
19) half sleeve tunic - https://www.moodfabrics.com/blog/the-vallea-tunic-free-sewing-pattern/
20) sleeveless top with centre front pleat - https://www.seamwork.com/catalog/sorbetto
22) lons sleeve cardigan - http://www.pages01.net/fabriccom/HDDLAspenCardigan/?cm_re=CHFreeDwnlds_AspenCardigan-_-crhdqtr_banner-_-Landing_AspenCardigan
23) jacket/ short coat - https://www.moodfabrics.com/blog/the-kalmia-jacket-free-sewing-pattern/
24) wrap dress - https://www.moodfabrics.com/blog/the-nyssa-dress-free-sewing-pattern/
25) "party" dress - https://rebecca-page.com/featured_item/portia-party-dress-ladies/
26) summer dress - https://peppermintmag.com/sewing-school/bardondress/
27) mary quant wrap dress - https://www.vam.ac.uk/articles/sew-your-own-mary-quant-georgie-dress
28) top/dress, choose your own length - https://www.hallapatterns.com/products/agnes-swing-top-dress
29) long sleeve wrap dress - https://fabrics-store.com/sewing-patterns/noor-noor-wrap-dress-pattern
30) tulip hem Tee - https://www.patternsforpirates.com/product/tulip-tee/
